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German Farmers Mutual Insurance Company provides our policy holders an unmatched level of service. New customers can count on timely review of their policy by our experienced staff. Claims are handled with professionalism and speed to ensure prompt payment and satisfaction. Below, please find more information about the products we offer:
  • Home Security – This policy is designed for the owner-occupied town dwelling property. The dwelling, contents and appurtenant structures are rated as a package, with the base rate applied to the dwelling coverage limit. The base rate includes the dwelling, 50% additional for personal property (contents), and 10% additional for other structures not attached to the dwelling.
  • Town Selector – This policy is to be used for those risks in town that do not qualify for our Home Security policy, including rental and non-owner occupied dwellings.
  • Farm Security – A policy intended for risks outside of the city limits which are owner occupied and include a dwelling. The base rate is figured including the dwelling and 50% additional for personal property (contents). Coverage for appurtenant structures must be scheduled for each building not attached to the dwelling, but is not included with the base rate.
  • Farm Selector – To be used on those farms risks that do not qualify for our Farm Security policy. All coverage under this policy will be written on an Actual Cash Value basis.



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